A custom-made insurance policy for your Bed and Breakfast

Vision Insurance realised that Bed and Breakfasts fell into a grey area when it comes to insurance. Standard domestic-style policies often fall short of providing adequate cover, yet a full commercial policy may be overly expensive.

We approached a leading underwriter and negotiated a scheme that combines elements of domestic and commercial into one.

The result is a “custom made” insurance policy specifically for your Bed and Breakfast.

As you know, you have a commercial operation with not much more risk than the average household. Vision recognises this fact and as such offers you a scheme that protects you with the wider cover required.

The Bed and Breakfast Scheme has been specifically designed to address the insurance issues that you face and to provide an economical and comprehensive policy that covers these exposures.

So, what does it cover?

  • Punitive and exemplary damages

  • Bodily injury to guests

  • Motor vehicles

  • Transit

  • Dinghies, kayaks, canoes

  • Income protection

  • Money

  • Buildings

  • Personal contents, including all items used by the Bed and Breakfast operation

  • Business interruption

  • “Broadform” public liability

  • Statutory liability

  • Innkeepers liability

To find out more us contact us.

About  Us

About Us


Insurance Options

Insurance Options


Make a Claim

Make a Claim


Contact Us

Contact Us