FARM

We can offer you a full range of farm insurance cover:

  • Farm Assets 
    Covers buildings, plant, equipment and stock (includes milk, irrigation, hay, straw, wool, deer velvet and the like) for accidental and sudden loss or damage.

  • Farm Interruption  
    Similar to Business interruption but usually limited to cover extra costs not loss of income.

  • Farm Liability  
    Very similar to Broadform Liability but specific to farm risks. Also available is Statutory and Employers Liability cover normally included as an extension to the farm liability policy.

  • Machinery Breakdown  
    Almost exclusively used by farmers to cover pumps. Submersible pumps in particular are very expensive to fix as the cost also involves lifting the pump to the surface.

  • Livestock Insurance 
    Covers farm livestock for death caused by specified events (e.g. fire, lightening accident to the means of conveyance etc). Cover can be extended to accidental death by any cause for specified animals (stud stock and dogs).

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