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Business Risk Insurance
 Key Person Protection
What would happen to your business if one of
your key employees were to suffer a trauma, become
disabled, or die?
Would your business be disrupted and the
profitability and goodwill of your business
affected? Would your clients take their business
elsewhere? Would you have difficulty finding the
time and money to recruit and train a new person?
If you answered yes to any of these questions then
Key Person Protection is the ideal insurance
solution for your business.
Key Person insurance can help minimise the impact of
losing a key employee and the impact on your company
from any associated losses by putting cash into your
business' hands when it's needed the most.
Business Succession
The unexpected death, disablement, or illness of
a business co-owner could easily throw your business
into disarray. So it's important to establish a
contingency plan to promptly get your business back
on track.
A tailored Business Succession Plan made up of a
succession agreement and an appropriate level of
insurance cover can protect your business and the
dependants of the business co-owner.
Business Expenses Protection
Business Expenses Protection is designed to protect
your business, not just your income. On it's own, or
combined with Income Protection, Business Expenses
Protection gives you up to 100% cover for your
eligible business expenses.
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